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How to Get the Compensation You Deserve in a Personal Injury Settlement It's not unusual for medical bills to rapidly become out of control following an accident. If this happens, it's important to be aware of your options and get the compensation you are due. One option is to pursue a personal injury settlement. The amount of money you can collect in this manner is contingent on a number of factors such as your injuries and the liability of the other party. Medical expenses Personal injury cases often include medical expenses. They can range from several hundred dollars to several thousand based on the extent of the injuries and the extent to which continuing treatment is required. In many cases, victims will be compensated for current medical bills as well as future care costs. This can include doctor visits and medications, physical therapy, hospitalization, as well as ambulance ride. However there are some things that accident victims must be aware of when making claims for these expenses. First, these expenses must be documented so that the settlement can be determined. The next step is to provide the attorney of the plaintiff with all your medical documents and receipts. These documents will help the attorney determine the amount you've spent thus far and how much future treatments are likely to cost. Your lawyer may have to request a professional expert witness to provide testimony about your injuries. Although they may never have ever treated you but this expert witness will to determine the treatment required and the time it will take to heal. After the claim is settled, your medical bills might be paid out of any settlement or verdict. In some instances your health insurance company may make a lien on your settlement in order to recover amount it paid on your behalf to cover your medical care. This is referred to as subrogation. This lien can lower your total amount from the defendant. It will also include any legal costs or fees. Keep in mind, however, that the insurance company of the defendant might try to reduce the amount of your medical bills if they are considered to be “unreasonably expensive.” This is commonly referred to as the “nickel-and-diming” procedure. The best method to avoid this is to speak up about your damages from the beginning of the lawsuit. The lawyer for personal injury will work with you to make sure you receive the full amount of compensation. Loss of wages Personal injuries can lead to a loss of wages that can lead to a financial disaster. If you've been injured at work or as a result of a car crash it can be a challenge to figure out a way to pay your bills while you're recovering. It is crucial to know how lost wage calculations are calculated and substantiated in a personal injury case. It is essential to prove that you were not able or unwilling to work at your job and that the time you were absent from work was directly related to the accident. The most simple way to prove the loss of wages is to obtain documents from your employer. Ask your employer for an official statement that lists your name, job title and pay rate as well as the number of days you worked per week prior to and after the accident. It is also important to include pay slips or other evidence of earnings to back up your claim. A personal injury lawyer can help you gather the necessary documentation to prove the loss of wages in your case. This includes your pay slips along with tax returns and other documentation that can demonstrate the amount of money you earned during the period you were unable to work. There is also compensation for tips, overtime, or bonuses in addition to base lost wages. These can be calculated using the same formula as base lost wages. However, you will need to prove that you are unable to utilize them due to your accident injuries. You may need to prove your earning potential, depending on the severity of your injuries. This is the amount you could have earned had you were not injured and were able to perform your job as usual. Calculating lost earning capacity is more complicated than proving that you lost a wage. It requires considering the length of time you are unable to work and the worth of your benefits. It's best to discuss this with an attorney for personal injuries prior to settling your case, so you know how much you'll be compensated for any future lost income. A competent personal injury lawyer has the expertise and resources necessary to ensure that you get all of the money you're due following a serious car accident. For a free consultation, contact us today to learn more about how we can assist with your personal injury case. Property damage If you've been involved in an accident, you may be entitled to compensation for property damage. This includes damage to your vehicle or home or property damaged by the accident. You may be able to recover money from someone who caused damage to your property through negligence or recklessness. You can also seek compensation from the manufacturer of the product that sold you a defective piece of equipment that caused damage to your home or vehicle. A personal injury lawyer will take on your case to ensure you receive all the compensation you are entitled. This includes money for medical expenses, lost wages, and any other damages you may have suffered due to the accident. You may be eligible to get more or less depending on the severity of your injuries and the circumstances of the accident. Your lawyer will evaluate the severity of your injuries and help you determine how you should request a settlement. Although you might be attracted by the first offer from an insurance company but it is better to negotiate. A good attorney can facilitate negotiations and make them more efficient. The economic and non-economic damages can be assessed by a personal injury lawyer. This is a more precise method of calculating your financial losses. Non-economic damages are those that result from suffering, pain, emotional distress, as well as other losses. After your lawyer has calculated the damages, you'll need a written request from the insurance company. This is the amount that your lawyer believes you owe in compensation for the damages you have suffered. The final step is to gather all the evidence you need to back your request. Photographs, witness statements as well as any other type of evidence are all acceptable. Many people are shocked to learn that it can take many months for an injury claim in court to be settled. Half of our clients settled their cases in two to one year. 30% waited for more than one year. The two most painful things that happen in life are suffering and pain In personal injury settlements, pain and suffering is classified as a non-economic type. These damages include physical discomfort and emotional distress caused by an injury. These damages are difficult to measure so it is essential to gather evidence that shows the severity of your injuries and the impact they have had on your life. In personal injury attorneys athens , these non-economic damages are more significant than the monetary compensation you receive for medical expenses and lost wages. If you have suffered a serious injury to your back and are now experiencing pain on a constant day basis, your daily life quality is greatly diminished. When determining the amount you'll receive from settlement, it's important to assess the extent of your losses. The more severe and traumatic your injuries were then the greater amount you will be entitled to in the form of a personal injury settlement. Although it is difficult to prove the severity of your injury, it's possible with the help of an experienced personal injury attorney. Medical records, along with statements from medical doctors and mental health experts, can be beneficial evidence. Testimony from friends and family members also can offer valuable insight into the way your injuries have affected your life. They can be witnesses to the physical and emotional trauma you've endured, as well as any changes in your personality or behavior. Two methods are utilized by insurance companies to determine the plaintiff's loss of pain and suffering damages. The most popular method is the “multiplier”, which uses an amount of 1.5 to 5. To help you understand the impact of a multiplier on your case, let's take an example of a plaintiff who suffers an injury that requires extensive medical care and a lengthy recovery process. She is liable for $10,000 in medical expenses and is forced to forfeit five weeks of work at an annual salary of $1000 per week. Utilizing this multiplier, she would likely be able to recover $3.2 million. In addition to this amount, she would be eligible for pain and suffering/non-economic damages that equal $64,800 (180 days of suffering multiplied by $360 per day). A skilled personal injury attorney experienced in dealing with insurance companies is the best way to prove your pain and suffering. They can gather evidence and present your case to a jury.